Tools
Cuban card checker
Type the first digits of a Cuban bank card and we tell you its currency, product, issuing bank and the QvaPay method used to send money to it. Like a BIN checker, but for Cuban cards.
The first 4 digits already tell us currency and product; with 8 we also know the bank; with all 16 we verify the check digit.
Everything runs in your browser: the number is never sent to a server or stored. Open catalog of Cuban card prefixes, v0.5.2 (2026-10-21).
What each digit means
RED network cards have 16 digits. The first 4 already give the product and currency; the first 8 also give the bank. The Clásica (9760) and AIS cards (9550, 9560) do not follow this structure.
1–2
Network
Always 92 on the RED network.
3–4
Product and currency
05 is CUP savings; 25 and 35 are USD backed by MLC; 40 is prepaid USD.
5–8
Bank
0699 BANDEC · 1299 BPA · 9598 Banco Metropolitano.
9–15
Account
Identify the card within the bank.
16
Check digit
Luhn algorithm (ISO/IEC 7812): catches a mistyped digit or two swapped ones.
Every known prefix
Banks launch new products every few months. If your card is missing, QvaPay still accepts it on withdrawal when the bank is known; report it and we add it to the catalog.
Cuban pesos (CUP)
| Prefix | Product | Confirmed at | QvaPay method |
|---|---|---|---|
| 9200 | Not identified | Banco de Crédito y Comercio, Banco Metropolitano | CUP |
| 9202 | Not identified | — | CUP |
| 9204 | Nómina, fondos, ahorro | Banco de Crédito y Comercio, Banco Popular de Ahorro | CUP |
| 9205 | Ahorro | Banco de Crédito y Comercio, Banco Metropolitano, Banco Popular de Ahorro | CUP |
| 9206 | Jubilación | Banco de Crédito y Comercio | CUP |
| 9210 | Colaboradores | Banco de Crédito y Comercio | CUP |
| 9211 | Colaboradores | Banco de Crédito y Comercio | CUP |
| 9212 | Trabajadores por cuenta propia (TCP) | Banco de Crédito y Comercio, Banco Metropolitano | CUP |
| 9213 | Trabajadores por cuenta propia (TCP) | Banco de Crédito y Comercio | CUP |
| 9216 | Subsidios | Banco de Crédito y Comercio | CUP |
| 9224 | Nómina, fondos, ahorro | Banco de Crédito y Comercio, Banco Metropolitano | CUP |
| 9227 | Nómina, fondos, ahorro | Banco de Crédito y Comercio, Banco Metropolitano | CUP |
| 9233 | MIPYMES / cooperativas no agropecuarias | Banco de Crédito y Comercio | CUP |
| 9234 | Nómina | Banco de Crédito y Comercio, Banco Metropolitano | CUP |
| 9237 | Agricultores / usufructuarios | Banco de Crédito y Comercio | CUP |
| 9238 | Ahorro | Banco Popular de Ahorro | CUP |
| 9244 | Not identified | — | CUP |
| 9248 | Not identified | — | CUP |
| 9550 | AIS CUP | American International ServicesDoes not follow the RED structure | — |
USD backed by MLC
| Prefix | Product | Confirmed at | QvaPay method |
|---|---|---|---|
| 9225 | Ahorro de personas naturales | Banco de Crédito y Comercio | MLC |
| 9226 | TCP / productores agropecuarios | Banco de Crédito y Comercio | MLC |
| 9228 | Cooperativas / MIPYMES | Banco de Crédito y Comercio | MLC |
| 9229 | Otras entidades | Banco de Crédito y Comercio | MLC |
| 9235 | Ahorro de personas naturales | Banco de Crédito y Comercio | MLC |
| 9245 | Not identified | — | MLC |
| 9250 | Cooperativas / MIPYMES | Banco de Crédito y Comercio | prepago USD (BANDEC) · Clásica |
US dollars (USD)
| Prefix | Product | Confirmed at | QvaPay method |
|---|---|---|---|
| 9240 | Prepago en USD · «Tropical» | Banco de Crédito y Comercio | prepago USD (BANDEC) · Clásica |
| 9760976004 | ClásicaClásica Empresarial | Financiera CIMEX S.A.Does not follow the RED structure | Clásica |
| 9560 | AIS USD | American International ServicesDoes not follow the RED structure | — |
Frequently asked questions
- What is a BIN checker?
- The BIN (Bank Identification Number) is the first digits of a card, which identify the network and the issuing bank. A BIN checker reads them and tells you what card it is before you move money. In Cuba, digits 3 and 4 also give the currency and the product.
- How do I know whether a Cuban card is in CUP, MLC or USD?
- From digits 3 and 4. CUP products use 00, 02, 04, 05, 06, 10, 11, 12, 13, 16, 24, 27, 33, 34, 37, 38, 44 and 48; USD backed by MLC uses 25, 26, 28, 29, 35, 45 and 50; 9240 (“Tropical”) is prepaid USD and the Clásica starts with 9760.
- How do I know which bank issued a Cuban card?
- From digits 5 to 8: 0699 is BANDEC, 1299 is Banco Popular de Ahorro and 9598 is Banco Metropolitano. The Clásica is issued by FINCIMEX and AIS cards by American International Services; on those, digits 5 to 8 are not a bank code.
- Why does QvaPay reject my card number on withdrawal?
- Because it fails the check digit (a mistyped digit or two swapped ones), because it is an account number rather than a card, or because the card belongs to another method: an MLC card cannot be paid through the CUP method or vice versa. This tool tells you the right method.
- Do you store the number I type?
- No. The checker runs entirely in your browser against a public prefix catalog; the number is never sent to a server or stored.
- Where does the data come from?
- From an open, sourced catalog maintained by QvaPay and the community on GitHub: official bank notes, the Havana citizen portal and cardholder reports. It is not an official source of any bank.
Sending money to a Cuban card?
With QvaPay you transfer to CUP, MLC, Clásica and prepaid USD cards from your balance. Check each method’s fees before you start.
Open catalog
Prefixes come from the public “Cuban card prefixes” catalog (version 0.5.2, updated 2026-10-21), MIT-licensed, with a cited source for every entry. It is a community project: verify the data before using it to move money.